Step by Step
The school year is almost at the end! With the extra time I’ll have during the summer, I’ve been evaluating what I want to do and what I hope to accomplish. Getting my websites in order is definitely at the top of my priority list. Hopefully I’ll have new banners very soon! That is the first step on my list of goals.
Financially, money has been moving in the right track. We paid off the Mom student loan of $1442! In March, I paid down that debt to $1,000, then $650! With Mr. Tech’s tax refund, we paid off the rest and got caught up on the rest of our bills. In April, Mr. Tech bought a tv for his business on his Best Buy credit card. He has a 0% promotion rate. Recently, the customer paid for the tv, so we used that money to pay off another credit card. The 0% promotion was ending in August. I’m psyched to have this credit card and a student loan debt paid off! Yay!
I now have a mini-snowball amount of $181.25 to throw at other debts! The one I am now paying off is the Capital One credit card. We did have a zero balance last summer, but after buying our Disney passes on it last July, some expenses for Mr. Tech in the fall, a couple holiday purchases, and website fees for Mr. Tech, we had accrued a $2000 balance. So quickly the debt adds up. Just last week though, I paid that card down to $1500. I’ve already done my projections for June’s snowball, and I think I should be able to pay at least $600. I’m really hoping I sell some more products on E-bay to help bring that balance to zero. With my birthday coming up, I would love my present to be a zero balance again! I will be doing everything I possibly can to have this happen.
In July, we have two vacations planned. My mother’s family has planned a family reunion camping trip. I’m anticipating we’ll need about $1000 for air mattresses, food, camping fees, and activities. We’ve been sleeping on the hard ground for too long; it’s finally time to invest in air mattresses. We’ll be camping for a week, so they are definitely necessary purchases. I’m hoping Costco will have a good deal.
At the end of July, we are also planning a trip to Georgia to visit Mr. Tech’s sister. Rather than going to Niagara Falls and staying with his sister who lives near there, the family has decided to visit Georgia instead. Mr. Tech might not be able to go due to work. We may decide to not go at all because of money. We haven’t decided 100% yet. If we do go, we anticipate about $1500 for this vacation. By driving we will save money, but even still the costs are about $400 per person. If we don’t go, we might still send the kids. Depends on how everything goes.
We are still planning on getting married next summer. Mr. Tech’s uncle actually owns a small golf resort in northern New Hampshire. Initially, many people suggested this resort, but I wasn’t open to the idea. But now I know it’s the perfect place! I’m really excited to visit it and meet the owner in July. We’ve talked on the phone a few times. They don’t usually offer weddings, but she’s willing to make an exception for us and give us an awesome deal!
My teaching position is also secure. Next year, I’ll actually be taking on a leadership role as a technology integrator. I’ll be working with a team of teachers and teaching freshmen students for the entire year! I’m excited to learn more about technology and apply this knowledge to my websites. It feels really nice to not be stressing about my job, to have a sense of security, and to plan and reach my financial goals. Finally!
I still have work to do. But I’m reaching my goals, one by one. Yay!
Till next time,